|
|
|
|
|
|
|
|
|
|
|
|
|
|
||||||||
|
|
|
|
|
|
|
|
|||
|
|
|
|
|||||||
LOAN RATES - Effective September 1, 2008 APPLY FOR A LOAN ONLINE (Click here)
|
LOAN TYPE |
ANNUAL PERCENTAGE RATE |
APPROXIMATE TERM |
| *Instaloan (Line of Credit)
(Maximum-$12,000) |
11.90% | Revolving |
|
*Signature
|
5.99% 7.99% 8.99% 9.99% 10.99% |
12 months 24 months 36 months 48 months 60 months |
| New Auto/Truck
Check out MVCP for car-buying tips.
(over $20,000) |
4.99%
5.19% 5.29% 5.79% |
36 months
48 months 60 months 72 months |
|
Used Auto/Truck Check out MVCP for car-buying tips.
(over $20,000) |
5.29%
5.59% 5.79% 6.19% |
36 months 48 months 60 months 72 months |
| New Boat/RV/Motorcycle
(over $20,000) |
6.49%
6.99% 7.49% |
48 months
60 months 72 months |
| Used Boat /RV Motorcycle
(over $20,000) |
7.49%
7.99% 8.49% |
48 months
60 months 72 months |
|
Share Secured
|
4.00%
4.25% 4.50% |
36 months
48 months 60 months |
| **Certificate Secured | 1.5% over current CD rate | |
| VISAŽ Credit Card | 11.9% | Revolving |
| VISAŽ Credit Card-Share Secured | 7.0% | Revolving |
APPLY FOR A LOAN ONLINE PAYMENT CALCULATORS
*Maximum combined unsecured credit limit - $20,000 (Loans and Visa)
** The ANNUAL PERCENTAGE RATE (APR) for certificate secured advances will be the dividend rate being paid on the certificate offered as security (index) plus 1.5%. The certificate must be renewed until the advance is completely paid. When the certificate is renewed, the APR will change to reflect the new dividend rate. The actual APR will be disclosed at the time of the advance. Any increase in the APR will result in more payments of the same amount.
Rates subject to change without notice. For specials, call the Credit Union.
* * * * *
HOME EQUITY RATES - APR
FIXED RATES:
5.50% - 5 Years
6.00% - 6 Years
6.25% - 7 Years
6.75% - 8 Years
7.00% - 9 Years
7.25% - 10 Years
VARIABLE RATE:
5.00% - 15 Years (Prime Rate + 0%)
Rates based on 80% of appraised value less first mortgage. $150,000 maximum per member. No points. $200 Document Preparation Fee. Member pays for appraisal, title search, recording and closing costs (Est. $500 to $l,000) Rates slightly higher for loan-to-value ratios higher than 80%. Rates subject to change.
EQUAL HOUSING LENDER
Clicking on the above Equal Housing Lender link will take to you the U. S. Department of Housing and Urban Development (HUD) website, where you can obtain further information on equal housing rules and regulations. However, in doing so, you will be leaving this web site. The HUD site is not operated by this Credit Union; nor does the Credit Union take responsibility for the content of the web site. Privacy and security policies might differ from those practiced by the credit union.