Savings Rates

ACCOUNTS – Effective July 1, 2017
APR APY
Regular Share/Christmas Club/Vacation 0.075% 0.075%
IRA Share 0.15% 0.15%
CERTIFICATE RATES – Effective July 1, 2017
Minimum deposit $500.00
Month APR APY
6 .20% .20%
12 .30% .30%
24 .40% .40%
36 .50% .50%
48* .70% .70%
60* .75% .75%

Dividends are compounded and credited quarterly.

*These certificates have a one-time step-up option if rates rise any time during the life of the Certificate.

(*) Certificate rates can also be applied to IRA deposits

APR=Annual Percentage Rate; APY=Annual Percentage Yield

Penalty for withdrawal = three months interest.

Rates subject to change without notice.