Savings Rates

ACCOUNTS – Effective APRIL 1, 2018
APR APY
Regular Share/Christmas Club/Vacation 0.125% 0.125%
IRA Share 0.225% 0.225%
CERTIFICATE RATES – Effective APRIL 1, 2018
Minimum deposit $500.00
Month APR APY
6 .30% .30%
12 .40% .40%
24 .50% .50%
36 .60% .60%
48* .80% .80%
60* .85% .85%

Dividends are compounded and credited quarterly.

*These certificates have a one-time step-up option if rates rise any time during the life of the Certificate.

(*) Certificate rates can also be applied to IRA deposits

APR=Annual Percentage Rate; APY=Annual Percentage Yield

Penalty for withdrawal = three months interest.

Rates subject to change without notice.