Savings Rates

ACCOUNTS – Effective APRIL 1, 2018
APR APY
Regular Share/Christmas Club/Vacation 0.175% 0.175%
IRA Share 0.275% 0.275%
CERTIFICATE RATES – Effective APRIL 1, 2018
Minimum deposit $500.00
Month APR APY
6 .40% .40%
12 .50% .50%
24 .60% .60%
36 .70% .70%
48* .95% .95%
60* 1.25% 1.25%

Dividends are compounded and credited quarterly.

*These certificates have a one-time step-up option if rates rise any time during the life of the Certificate.

(*) Certificate rates can also be applied to IRA deposits

APR=Annual Percentage Rate; APY=Annual Percentage Yield

Penalty for withdrawal = three months interest.

Rates subject to change without notice.