Savings Rates

ACCOUNTS – Effective APRIL 1, 2018
APR APY
Regular Share/Christmas Club/Vacation 0.10% 0.10%
IRA Share 0.20% 0.20%
CERTIFICATE RATES – Effective APRIL 1, 2018
Minimum deposit $500.00
Month APR APY
6 .25% .25%
12 .35% .35%
24 .45% .45%
36 .55% .55%
48* .75% .75%
60* .80% .80%

Dividends are compounded and credited quarterly.

*These certificates have a one-time step-up option if rates rise any time during the life of the Certificate.

(*) Certificate rates can also be applied to IRA deposits

APR=Annual Percentage Rate; APY=Annual Percentage Yield

Penalty for withdrawal = three months interest.

Rates subject to change without notice.