Effective May 1, 2024

Account Rates

Accounts APR APY
Regular Share/Christmas Club/Vacation 0.300% 0.300%
IRA Share 0.350% 0.350%

Certificate Rates

Minimum deposit $500.00

Month APR APY
6 3.00% 3.03%
12 3.50% 3.55%
24 3.00% 3.03%
36 2.50% 2.52%
48* 2.00% 2.02%
60* 2.00% 2.02%

Dividends are compounded and credited quarterly. *These certificates have a one-time step-up option if rates rise any time during the life of the Certificate. (*) Certificate rates can also be applied to IRA deposits APR=Annual Percentage Rate; APY=Annual Percentage Yield Penalty for withdrawal = three months interest. Rates subject to change without notice.