Effective July 1, 2024
Account Rates
| Accounts | APR | APY |
|---|---|---|
| Regular Share/Christmas Club/Vacation | 0.300% | 0.300% |
| IRA Share | 0.350% | 0.350% |
Certificate Rates
Minimum deposit $500.00
| Month | APR | APY |
|---|---|---|
| 6 | 3.00% | 3.03% |
| 12 | 3.50% | 3.55% |
| 24 | 3.00% | 3.03% |
| 36 | 2.50% | 2.52% |
| 48* | 2.00% | 2.02% |
| 60* | 2.00% | 2.02% |
Dividends are compounded and credited quarterly. *These certificates have a one-time step-up option if rates rise any time during the life of the Certificate. (*) Certificate rates can also be applied to IRA deposits APR=Annual Percentage Rate; APY=Annual Percentage Yield Penalty for withdrawal = three months interest. Rates subject to change without notice.